Top Dollar Home SolutionsTop Dollar HOME SOLUTIONS

Questions, Answered Honestly

No sales-speak. If the honest answer is "list it with an agent," that's the answer you'll get.

The Process

Are you going to buy my house, or list it?

Either โ€” that's what makes us different. We're direct buyers AND a retail sales operation. After one walkthrough we present your options side by side: cash offer, novation, terms, or a full listing with a guaranteed backup offer. You pick.

How fast can you really close?

Cash purchases can close in as little as 14 days when title is clean. Need longer? Pick a date months out. Need to stay after closing? Leasebacks are available.

Do I pay any fees or commissions?

On a direct sale to us: zero โ€” no commissions, and we cover standard closing costs. On a retail listing, normal commissions apply and we show you the exact net sheet before you choose.

How do you decide what to offer?

After-renovation value, minus real renovation costs, minus our margin. We show you the math. And the number we offer is the number you get โ€” we never renegotiate after inspection.

Is my information private?

Yes. No obligation, no spam, and we never sell your information. One local person will contact you โ€” usually within 15 minutes.

Your Property

Do you buy houses in any condition in NJ and PA?

Yes โ€” fire damage, foundation issues, code violations, hoarder houses, mold, failed septic. Condition changes the numbers, never the answer.

Do you buy condos, mobile homes, or vacant land?

Yes to all three, plus multi-units and mixed-use buildings, throughout South Jersey and Philadelphia.

The house has tenants. Can I still sell?

Yes โ€” paying or not. The tenancy transfers to us at closing and we handle everything after, including problem tenants.

Do I need to clean the house out?

No. Take what you want, leave the rest โ€” furniture, contents, everything. This is standard in how we buy.

Difficult Situations

I'm behind on payments / in foreclosure. Is it too late?

Almost never. NJ foreclosure takes a year or more, and sheriff sales can typically be adjourned twice. Even weeks before a sale date, we've closed in time to protect a seller's equity. Call us before anything else.

What if I owe more than the house is worth?

There are still options โ€” short sale negotiation, or in some cases creative structures around the existing loan. We'll tell you honestly what's possible.

Probate isn't done yet. Can we start?

Yes โ€” we prepare everything in parallel (offer, title, contents plan) so you can close as soon as the court allows. We work with probate attorneys every week.

Working With Us

Is 'we buy houses' a scam?

The model is legitimate; some operators aren't. Protect yourself: verify a real local address and reviews, never pay anyone money to sell your house, require a real deposit held in escrow, and be suspicious of any buyer who cuts the price right before closing. We publish our numbers, our team, and our licenses on this site.

How are you different from Offerpad or Opendoor?

They don't buy in NJ or PA at all โ€” and their model charges ~5% fees with offers frequently reduced after inspection. We're local, we have no service fees, our offer doesn't change, and we can offer paths (novation, terms, JV, listing) that iBuyers don't.

What's a novation sale?

You get a guaranteed price in writing; we fund the renovation and sell the home at retail; the retail price pays for everything. Sellers with houses that need work typically net far more than a cash offer. Full explanation on our Novation page.

Can I stay in the house after closing?

Yes โ€” post-closing occupancy (leaseback) is common, from a few days to several months, agreed in writing up front.

Ready to see every option for your house?

Cash offer, novation, terms, or a top-dollar listing โ€” see them side by side. A real local person โ€” not a call center โ€” calls or texts you within 15 minutes, 7 days a week.

Or call/text now: (856) 350-4733

Step 1 of 4Takes ~2 minutes

See what your house is worth โ€” as-is

No obligation ยท No fees ยท Your info stays private

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